Monday, September 23, 2013

N.J. Fraud Scheme Results in Probation.

September 13, 2013 at 12:34 P.M. The computer at which I type these words is missing some keys. I will, therefore, refrain from providing all periodical sources until I am able to type at a better keyboard. 

Regrettably, this sabotage of NYPL computers is not unusual. I believe that persons from New Jersey may be responsible for these actions. I am not the only person using these computers, Mr. Menendez.

I lost my Time/Warner television and Internet signals earlier today. A revision of this essay was obstructed this afternoon, at 5:15 P.M. from my home lap-top. I will try to make the corrections again. I am not the only person using a television and computer in my home.

Shawn Boburg, "Sandy Funds to Go to Seaside: But Determine Fire's Cause First, Feds Say," The Record, September 17, 2013, p. A-2. (Who will steal these federal funds in New Jersey?)

John Petrick, "Three Get Probation in Fraud Scheme: Chiropractors Bilked Insurance Companies," The Record, September 17, 2013, p. L-1. (No one is going to prison with the exception of one participant in the scams who will go to jail, but not serve state time in a New Jersey prison.)

Tiffany Cay, "Trustee Says Corzine Led Earnings 'Scheme': Complaint Against Ex-MF Global Chief Intensifies Current Suit," The Record, September 18, 2013, p. L-9. (The numbers now are $8.3 BILLION in losses, possibly over $2 BILLION in client funds "disappeared." No one will go to prison in this matter.)

"Taking Its Toll: Accountability Lacking at Port Authority," (Editorial) The Record, September 17, 2013, p. A-8. (P.A. overtime has led to a rise in tolls to $15 a car in cash or $12.50 in a car with E-Z Pass by 2015. Will this added money pay for the bogus overtime? "Herbert Klitzner, Esq.'s Greed and New Jersey's Hypocrisy.")

Richard Cowen, "4 Workers Win Back Their Jobs With County," The Record, September 17, 2013, p. L-1. (County employees fired for political reasons as retaliation by their boss, "The Jersey Way." "Voting in North Bergen, New Jersey" and "Is Union City, New Jersey Meyer Lansky's Whorehouse?")

AP, "Brazil Seeks Net Independence: Spying Spurs Move; Rips in Web Feared," The Record, September 18, 2013, p. A-9. (Brazil's pursuit of international litigation and "disconnection" from U.S.-controlled Internet services will result in the loss of billions for the U.S. economy: Was the NSA spying justified and worthwhile?)

Chris Harris, "Ridgewood Pays More Than $80,000 to Former Manager," The Record, September 19, 2013, p. A-8. (Fired former manager KEN GRABBERT received $46,250, three months salary, plus 250 accrued vacation days valued at $36,288, for a total payout of $82,538. Why hire this person in the first place, politics? Will Mr. Grabbert also "grab" another pension?)

John Petrick & Abbott-Koloff, "Teacher is Facing Another Sex Count," The Record, September 19, 2013, p. L-1. (Thomas Weir, 51, who taught in Paterson's high school will now face yet another child abuse charge -- no doubt others will follow -- including allegations focusing on a young boy, at the time of the incident, who is now a 37-year-old man damaged for life: "Have you no shame, Mr. Rabner?" and "Marilyn Straus Was Right!") 

"Three former chiropractors from Bergen and Passaic Counties were sentenced to five years of probation Monday for setting up a fraudulent practice in Paterson and cheating more than 30 insurance companies out of what prosecutors say was millions."

Most people seeking the services of chiropractors have suffered soft-tissue injuries in car accidents. The same persons are typically pursuing their remedies in personal injury litigation against insured drivers or drivers subject to state-provided coverage because they were uninsured.

Lawyers have so-called "runners" and "connections" with chiropractors and police, where money changes hands for referrals, especially if all a lawyer does is car accident cases. 

It is true that Mr. Ginarte, Mr. Navarrete, Mr. Hernandez and many others in Hudson, Union, Essex and other Counties used the services of such runners, but then so did Bass & Bass, along with almost all of the big personal injury lawyers. I am told that this is still true.

Another scam is to offer to do free legal work for brokers who send cases to a personal injury firm and provide other perks, right Mr. Linares and Mr. Coviello? Any form of consideration for referrals violates ethics rules. Mr. Linares is now a federal District Court Judge.

I never paid a runner or cop to send me accident cases. I never paid a chiropractor for a referral or to lie in a report, nor did I accept (or pay) one cent from (or to) such a professional except in a legally prescribed manner with full disclosure.

According to New Jersey, this honesty makes me a "trouble maker," not a "team player," and "unethical." ("New Jersey's 'Ethical' Legal System.") 

One of the chiropractors in this conspiracy, Charles Nicivoccia, will also serve nearly a year in jail, but no state time. Friend of "Big Nicky" Sacco? ("North Bergen, New Jersey is the Home of La Cosa Nostra" and "New Jersey is the Home of the Living Dead.") 

Evidently, none of the lawyers involved in these scams -- there must have been quite a few of them, including Mr. DeCotiis perhaps? -- will face ethics charges, nor criminal accusations of any kind, anywhere, according to news reports. No doubt several of these fine ladies and gentlemen of the law serve on their local ethics committees. ("New Jersey's Politically-Connected Lawyers On the Tit" and "New Jersey Lawyers' Ethics Farce.")

I have heard lawyers comparing notes on who has the best runners (Mr. Zavodnick was high on that list that included Jacoby and Meyers) or who got the best settlement by scamming an insurance company. 

The three esteemed New Jersey "professionals" generated about $2.8 million in earnings. The lawyers involved in the scams probably made three times as much, but were sharing with judges helping insurers to see the wisdom of settling their big cases. What do think, Mr. Ginarte? Sound familiar to you?

"Nicivoccia and Klein were ordered to pay $100,000 in restitution, while Esposito was ordered to pay $50,000. That money will be distributed among the various victim insurance companies [according to] the Passaic County Prosecutor's Office."

Insurance companies generally receive little sympathy since they often screw worthy claimants. Besides, quite a few brokers and defense attorneys "dip into" the recovery pie by accepting under-the-table cash "thank you notes," as it were, from plaintiffs' lawyers. ("Cement is Gold" and "Law and Ethics in the Soprano State" and "Bribery in Union City, New Jersey" then "Is Menendez For Sale?")

There is no doubt that these insurance company scams in soft-tissue injury cases (which are sometimes real) undermines the credibility of persons with more serious injuries. 

For instance, it makes juries skeptical concerning claims of permanent pain and suffering, particularly in New Jersey when it comes to African-American defendants whose pain is worth -- according to Garden State juries -- about one third of what white people's pain in identical injury cases is "valued at" by the same juries. 

Nothing will really be done to limit insurance frauds in New Jersey -- since everyone is sharing in the proceeds -- until lawyers are disbarred in sufficient numbers to send the right message, even if they know and "kick-back" to politicians. ("Corrupt Law Firms, Senator Bob, and New Jersey Ethics" and, again, "Herbert Klitzner, Esq.'s Greed and New Jersey Hypocrisy.")